Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - What do you have to disclose 7 years after a bankruptcy? - I'm not sure exactly what you're asking.
If you're asking that if the bankruptcy falls off in 7 years, and thus is no longer on your credit report, do you have to still disclose that you filed, then yes. Otherwise it is fraud.
Lots of lenders ask: Have you EVER filed bankruptcy. That would be a yes.
If they ask: Have you filed bankruptcy in the past 7 years, or do you intend to do so, then the answer could be no. -